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Getting the best car loans in Nairobi is about thorough research, good financial habits, and careful planning. Start by checking your credit score. A good credit score can help you qualify for lower interest rates. Choose a loan term that fits your budget. Shorter terms have higher monthly payments but lower overall interest costs. Carefully review the loan agreement. Understand any fees, penalties, or clauses that may affect your loan. Don't be afraid to negotiate with lenders for better terms or rates, especially if you have a good credit history. Make consistent, on-time payments to maintain your credit score and avoid penalties. Remember that the right loan can make your dream car a reality while keeping your finances in check.